In today’s information technology era, it won’t be a surprised that someone’s personal and financial information are being stolen by hackers. Identity theft is one of the worst things that can happen to anyone because hackers can use your information to steal thousands of dollars from your accounts without your knowledge. By the time you know it; they have taken everything.

Virtual credit card is a prepaid card that functions like a real credit card.  It has a disposable credit card number that are single-use credit card numbers. This type of credit card expires within one or two months. It can be used for shopping at websites, Internet shops and web stores where they accept payments with credit cards. Major credit card companies all offer prepaid virtual credit cards and the amount is limited to how much you apply to the card since it is a prepaid card. The virtual credit card is sent virtually via your e-mail address. You will receive a 16-digit virtual credit card number along with a 3-digit security number just like a real credit card. Now, you already know what virtual credit card is; let us discuss its advantages when shopping online.

There are a lot of advantages of having a virtual credit card. One is security. Your personal and financial information will be safe because the credit card number is a one-time use. Even if hackers will be able to get the virtual credit card numbers, it won’t be used to them because they won’t be able to use it. Another is flexibility. Virtual credit card can be used to shop online where they accept payments with credit cards which are usually the case when you buy online. Another is fast. Like any other credit cards, shopping online is the easiest and fastest way to get your items. You don’t need to go to the store especially if it is located far from your place to buy the things you want.

The only disadvantage with virtual credit card is that you can’t use this everywhere like buying theater tickets; confirm airline, hotel or rental car reservations. The reason is this credit card only exists in the Web so they don’t work for these things. No card can guarantee that it will work for all merchants as there are millions of merchants using their own credit card acceptance policies.

Virtual credit cards do offer some additional security benefits. Using virtual credit card doesn’t only make your personal and financial information safe, secure but convenient as well. If you want to shop online with more confidence then use virtual credit card.

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